Tampa Auto Accident Lawyer
The number of auto accidents in Florida has been climbing steadily for the past several years and will soon top 400,000 annually. That’s over 1,000 crashes a day, tragically causing several thousand deaths and hundreds of thousands of injuries every year. Unfortunately, as our automobiles and personal devices have become more and more sophisticated, they have become more and more of a distraction in our daily lives – a distraction that can prove deadly on the road. With over 20 years of experience handling serious personal injury cases in the Tampa Bay area and throughout Florida, the accident and injury attorneys at Older, Lundy, Alvarez & Koch can help you to hold the responsible party accountable for their negligence, while making sure you get the medical care and compensation you need to deal with the harm inflicted on you.
Florida Law on Car Accident Injury Claims
In Florida, drivers can be held liable for their negligence (failure to use reasonable care) or intentional misconduct on the road which causes harm to another. Injury victims have access to compensation through their no-fault Personal Injury Protection (PIP) insurance, but this coverage only pays for 80% of medical bills and 60% of lost income, up to a total of $10,000. In cases where the victim did not seek treatment for an emergency medical condition within 14 days of the accident, PIP coverage is limited to no more than $2,500.
Florida law does allow for a personal injury lawsuit against the at-fault driver when a serious injury resulted from the crash. In a civil claim, the victim can recover the full amount of present and future medical expenses, lost income from missed work or even permanent disability, and the full range of legal damages recognized for harm such as pain and suffering or the loss of companionship and support of family members.
How our Tampa Auto Accident Lawyers can Help
A “serious injury under Florida law” means:
- Significant and permanent loss of an important bodily function
- Significant and permanent scarring or disfigurement
- Permanent injury within a reasonable degree of medical probability
There are both medical and legal aspects to these criteria. Our seasoned personal injury attorneys review medical records, retain medical experts and build a strong case to prove that your injury meets the serious injury threshold and was caused by the other driver’s negligence. Insurance company defense lawyers will try to downplay the serious nature of the injury. When that fails, they’ll claim your injuries are due to some pre-existing condition, or that your own negligence caused the accident or contributed to your injuries. These are common ploys to avoid any liability or to pay as little as possible to settle your claims. With decades of experience litigating auto accident claims, we know how much your claim is worth and how to succeed at trial when a fair settlement cannot be reached.
Call Older, Lundy, Alvarez & Koch after a Serious Auto Accident
We know the difficulties you are facing as you fight to get better while dealing with a major disruption in your life. Count on Older, Lundy, Alvarez & Koch to be there for you during this difficult time. It is our privilege to take on the burden of recovering much-needed compensation for you and to see that you get the best care and the full amount of compensation that is due to you after a serious auto accident caused by another’s negligence.
If you or a loved one has been seriously injured in a Tampa Bay automobile collision, call Older, Lundy, Alvarez & Koch at 813-254-8998 for a no-cost consultation with our team of aggressive and effective Tampa auto accident and personal injury lawyers.